CCPA, Education, Greetings, New Year, Tip of the Week

Happy 2020! What are your goals?

I’ve been told I’m a professional student. Instead of taking that with a negative connotation, I took that comment as something positive to offer others about my journey.

Here’s 5 tips to getting yourself engaged in learning as well as great goals for the year!

  1. Learn something new – don’t wait get started
  2. Participate more during class – don’t sit in the back, if online, reply to discussions
  3. Get more involved outside of lectures – listen to a podcast that covers broad topics
  4. Expand your expertise in your area of study – take up a ukulele course at the local library or learn Hands-Only CPR or First Aid
  5. Stress management is the key – Incorporate a healthy lifestyle

Here’s a few examples:

Positive Self-Talk – “I can do this” or “everything will be OK”

Stress Management Basics – Identify your triggers such as anger, financial concerns, or relationship worries. Think about strategies for dealing with them and identifying what you can control. Seek help and support from family and friends first then to a professional if needed. Don’t let worries become a problem!

Make it a lifestyle to practice deep breathing, Tai Chi, yoga, meditation, walking outdoors, participating in sports or just being in nature. For me, it helps just to do daily activities like stretching, gardening or taking the stairs. They are excellent for your heart, lengthen life, and keep you mobile. My absolute favorite first thing in the morning is Tai Chi. I started with Tai Chi for beginners from You Tube and just gradually clicked on different modules if I wanted to do more. The best part was being able to find a Tai Chi course at my local community college and actually go through the techniques with a group of people, just like the movies.

Do something new to improve yourself – Take a course (see what our partners can offer you) in Leadership training or Management techniques (links below). I have been taking a mobile course from Duolingo’s app to learn a new language. I started with French and have moved onto Italian. I even infected my family and they are now taking Spanish and French for fun! We started challenging each by saying something new daily and we must respond appropriately or not!

Motivate yourself – Make your activities fun (such as learning a new language via an app that looks like a video game!). Get rewarded  Research shows that rewards are the reason for 75% of why you do things.

Lastly, break a bad habit and replace it with a good one – Surround yourself with people who live the way you want to live is a great start. It takes approximately 90 days for the brain to reset itself and shake off the immediate influence of a drug, so it is about 90 days to break an addiction or a bad habit.

Another research reported that it generally takes over two months of daily repetitions before a behavior becomes a habit.

Love Yourself, you are worth it!
Cyber Security, Data Breach, Education, GDPR, General Data Protection Regulation, HIPAA / HITECH Enforcement, Risk Analysis/Risk Management, State Laws, Tip of the Week

Landmark policy constituting the most stringent data protection in the United States


Note: After having various conversation with a few students learning about HIPAA, State Laws, and GDPR, we thought it would be useful to post a handout provided to the class.

California Consumer Privacy Act (CCPA) of 2018 

Assembly Bill (AB) No. 375: Chapter 55

Beginning January 1, 2020, the bill would grant a consumer the right to request a business to disclose the categories and specific pieces of personal information that it collects about the consumer. 

Consumer Privacy Law for companies that deal with personal data and those operating in the digital space.  Companies that collect web browsing data and generate revenue from targeted advertising over internet platforms or service providers will be affected:

  • Facebook
  • Twitter
  • Google
  • AT&T
  • Verizon


CCPA applies to for profit entities that both collect and process the personal information of California residents and do business in the State of California. However, a physical presence in California is not a requirement, and it appears that making sales in the state would be enough. Additionally, the business must meet at least one of the following criteria for the CCPA to apply (see blue box). Nonprofit businesses, as well as companies that don’t meet any of the mentioned thresholds, are not required to comply with the CCPA.


Historical Background: SB 1386, Peace. Personal information: Privacy

On September 25, 2002, the California Senate Bill No. 1386 Chapter 915 was approved by Governor September 25, 2002 and filed with the Secretary of State September 26, 2002.

“Existing law regulates the maintenance and dissemination of personal information by state agencies, as defined, and requires each agency to keep an accurate account of disclosures made pursuant to specified provisions. Existing law also requires a business, as defined, to take all reasonable steps to destroy a customer’s records that contain personal information when the business will no longer retain those records. Existing law provides civil remedies for violations of these provisions.
This bill, operative July 1, 2003, would require a state agency, or a person or business that conducts business in California, that owns or licenses computerized data that includes personal information, as defined, to disclose in specified ways, any breach of the security of the data, as defined, to any resident of California whose unencrypted personal information was, or is reasonably believed to have been, acquired by an unauthorized person. The bill would permit the notifications required by its provisions to be delayed if a law enforcement agency determines that it would impede a criminal investigation. The bill would require an agency, person, or business that maintains computerized data that includes personal information owned by another to notify the owner or licensee of the information of any breach of security of the data, as specified. The bill would state the intent of the Legislature to preempt all local regulation of the subject matter of the bill. This bill would also make a statement of legislative findings and declarations regarding privacy and financial security.”   
About 16 Years Later

The new privacy law (CCPA) Assembly Bill No. 375, will allow California residents to delete their data or bring it with them to alternative service providers. Data brokers who generate profits by collecting consumer data & profit by selling it to a third party are affected too:

  • Acxiom
  • Epsilon
  • Experian
  • Oracle

The Privacy Act contains a broad definition of “personal information”, as defined below.

The state’s attorney general will be the enforcer of this law. However, consumers will maintain a private right of action should companies fail to maintain reasonable security practices, resulting in unauthorized access to their personal data.

California residents will have a multitude of new Rights:

  • To know what personal information is being collected about them
  • To know whether their personal information is sold or disclosed and to whom
  • To say no to the sale of personal information
  • To access their personal information
  • To have equal service and price, even if they exercise their privacy rights
  • To receive financial incentives from businesses for providing their personal information
  • To prohibit a business from selling the personal information for under 16 years old consumers

For more information see AB 375 CCPA

“Personal information” is defined under the CCPA as “information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.” The addition of the term “household” adds a dimension to a privacy law that is largely uncharted territory. Specifically, information collected by a business does not have to be associated with a name or specific individual, but rather can identify a household.

The definition of “personal information” under the CCPA also lists a wide range of standard examples that includes Social Security numbers, drivers’ license numbers and purchase histories, but also “unique personal identifiers” such as device identifiers and other online tracking technologies.

Note: CCPA excludes information that is publicly available.

Europe’s General Data Protection Regulation (GDPR) Entered the U.S.

Brief Explanation: Global privacy regulation (EU Regulation 2016/679)

Healthcare businesses (providers, digital health/health IT companies, and their vendors) that “control” and/or ”process” health data in the U.S. that may include data from EU “data subjects” will be required to comply with the new EU General Data Protection Regulation (GDPR).

  • Applicable as of May 25th, 2018 in all member states to harmonize data privacy laws across Europe
  • GDPR is broader in scope than HIPAA, as its protections extend to all broadly defined “personal data,” not just Protected Health Information (PHI)
  • Replaced the 1995 Data Protection Directive from the European Union, which only impacted U.S. companies that transferred the data of EU data subjects out of the EU
  • GDPR affects all companies that do business with EU data subjects, whether or not they have a presence in the EU
  • Any company that uses, collects, or retains any personal data from any European citizen, either knowingly or unknowingly, will have to comply with the GDPR – even if that citizen is physically located in the U.S


Consumer confidence has been miserable and distressful post Equifax and Cambridge Analytica style compromising of our trust, leading to real consequences in personal identity theft , abuse and data privacy.  Companies who were doing business in Europe under EU terms have had to deal with protecting privacy. California laws such as the two mentioned above SB 1386 and AB 375 are setting examples and we should not be surprised when other states follows to improve consumers security controls over the use of their data.

It is very simple, GDPR is similar to the U.S. State laws. HIPAA has many requirements corresponding to the GDPR requirements such as having policies, Data protection impact assessment, Technical vulnerability assessment, training, Data Protection Officer (DPO), etc.

Brief Explanation: HIPAA


Health Insurance Portability and Accountability Act of 1996

Public Law 104-191

Most of us believe that our medical and other health information is private and should be protected, and we want to know who has this information. The Privacy Rule, a Federal law, gives you rights over your health information and sets rules and limits on who can look at and receive your health information. The Privacy Rule applies to all forms of individuals’ Protected Health Information (PHI), whether electronic, written, or oral. The Security Rule is a Federal law that requires security for health information in electronic form.

To improve the efficiency and effectiveness of the health care system, HIPAA included Administrative Simplification provisions that required the U.S. Department of Health & Human Services (HHS) to adopt national standards for electronic health care transactions and code sets, unique health identifiers, and security. At the same time, Congress recognized that advances in electronic technology could erode the privacy of health information. Therefore, Congress incorporated into HIPAA provisions that mandated the adoption of Federal privacy protections for Individually Identifiable Health Information (IIHI).

Be Proactive not Reactive!

While numerous businesses are struggling to implement data strategies to assist them to meet regulatory requirements, it is not too late to start if you have not. With the potential risks and loss of customer trust that you jeopardise by not safeguarding your customers’ data, this is the perfect opportunity to act.

The CCPA has already been amended once and may go through additional updates before it takes effect, but businesses should start to prepare now. Privacy notices, other policies and procedures, and websites will need to be updated before the CCPA takes effect. At the very least, a business should start mapping the personal information that it collects and locations where personal information is stored so it can promptly meet any request under the CCPA.

Our team at RISC Management and Consulting are ready and able to assist your organization from all your Data privacy and information security requirements to State Laws and GDPR to protect your client’s Protected Health Information (PHI) and/or Personal information. We are committed to the success of our clients.